Did you know that many credit cards provide free access to your credit score? Check that score out when looking for an auto loan. The better the score, the better loan terms usually become. If you have a poor credit score, take steps to improve it. Using a credit card, surprisingly, can help. Someone who uses a card consistently and pays debts on time builds up a positive track record.

If you aren't paying bills on time, do so. Late payments don't help credit scores. Neither does building high balances on your credit cards. Use them responsibly and pay down debt.

Order a copy of your credit report and review it carefully. Inaccuracies might appear, and correcting them must become a top priority. Be on the lookout for any signs of identity theft, too.

Car shoppers in Schaumburg might find our showroom to be spectacular. Contact the lending department at Napleton's Schaumburg Mazda to inquire about our financing options for your next purchase.


Categories: Finance